WhitmanTrading

Lot Size: The Stop Decides It

Lot size is the quantity of an instrument that one unit of your order represents. In foreign exchange the conventions are a standard lot of 100,000 units of the base currency, a mini of 10,000 and a micro of 1,000. It decides what each pip is worth.

The lot is the quantity, and the quantity is the risk. Everything else follows from that.

How it works

A candlestick chart of the site's shared price history. The headline on the chart reads: The unit size you are actually trading.
The unit size you are actually trading. Illustrative chart - not real market data.

A lot is the quantity of the instrument that one unit of your order represents. Buy one lot and you have bought whatever that lot is defined as.

A gently rising stretch of the long price series. The headline on the chart reads: In foreign exchange it is standard, mini and micro.
In foreign exchange it is standard, mini and micro. Illustrative chart - not real market data.

In forex the sizes are fixed by convention. A standard lot is 100,000 units of the base currency of the currency pair, a mini lot 10,000, a micro lot 1,000 and a nano lot 100. Brokers differ in which they accept.

A calmly advancing stretch of the long price series. The headline on the chart reads: And the lot decides what each pip is worth.
And the lot decides what each pip is worth. Illustrative chart - not real market data.

And the lot decides what each pip is worth. That is the whole function: a larger lot does not improve the analysis, it only makes every pip more expensive.

Size is an output, not an input

A choppy, directionless stretch of the long price series. The headline on the chart reads: So size comes from the stop, never from the balance.
So size comes from the stop, never from the balance. Illustrative chart - not real market data.

So size comes from the stop, never from the balance. Set the loss you will accept from your risk management rules, place the stop loss, then divide.

A flat, quiet stretch of the long price series. The headline on the chart reads: Pick the lot first and you have picked your risk blind.
Pick the lot first and you have picked your risk blind. Illustrative chart - not real market data.

Pick the lot first and you have picked your risk blind. Fixing the money-per-pip before the stop leaves the loss to whatever level the stop lands on. That is the market deciding, not you.

A strongly rising stretch of the long price series. The headline on the chart reads: Rounding to a whole lot on a small account distorts it.
Rounding to a whole lot on a small account distorts it. Illustrative chart - not real market data.

Rounding to a whole lot on a small account distorts it. If the correct answer sits between the sizes your broker offers, granularity decides the outcome.

A declining stretch of the long price series. The headline on the chart reads: And leverage only decides what you are allowed to do.
And leverage only decides what you are allowed to do. Illustrative chart - not real market data.

And leverage only decides what you are allowed to do. It sets the maximum a margin account permits — a ceiling, not a recommendation.

In practice

A candlestick chart with a volume histogram beneath it, with the volume histogram emphasised. The headline on the chart reads: A large lot in a thin market is a different fill.
A large lot in a thin market is a different fill. Illustrative chart - not real market data.

A large lot in a thin market is a different fill. Volume decides how much size the book absorbs quietly, and what fills cleanly at midday may not at the open.

A long-horizon candlestick view of the same price series. The headline on the chart reads: The same lot is a different risk on a slower chart.
The same lot is a different risk on a slower chart. Illustrative chart - not real market data.

The same lot is a different risk on a slower chart. A daily bar travels further than a five-minute one, so a size copied across timeframes changes what it can lose.

A candlestick series containing several opening gaps, with the largest opening gap marked. The headline on the chart reads: And a gap multiplies the loss by the lot size.
And a gap multiplies the loss by the lot size. Illustrative chart - not real market data.

And a gap multiplies the loss by the lot size. An opening gap can jump straight past a stop; the size is the defence, not the stop.

A declining stretch of the long price series, with the entry price and the level at which a stop would trigger drawn as horizontal lines. The headline on the chart reads: Stop distance and lot size are one decision, not two.
Stop distance and lot size are one decision, not two. Illustrative chart - not real market data.

Stop distance and lot size are one decision, not two. Stop loss placement sets the distance and the distance sets the size.

A candlestick chart of the site's shared price history, annotated with the round-trip cost. The headline on the chart reads: And costs scale with the lot, at 2% of a bar.
And costs scale with the lot, at 2% of a bar. Illustrative chart - not real market data.

And costs scale with the lot, at 2% of a bar. Every execution error scales with it too, in proportion to the size behind it.

A 72-bar candlestick section of the shared price history. The headline on the chart reads: The contract size is fixed; what you risk is not.
The contract size is fixed; what you risk is not. Illustrative chart - not real market data.

The contract size is fixed; what you risk is not. In futures the exchange defines the contract, so the number of contracts is your only lever.

Working the number in words

Start with the money, because it is the only figure you control outright. Take your trading capital, apply the fraction you have set as your risk per trade, and you have the amount a losing trade may cost.

Then measure the stop distance in pips, either from structure or from a volatility measure such as the 14-bar average true range (ATR). That distance belongs to the chart rather than to your preference.

Then divide twice. Permitted loss divided by stop distance gives the money you can afford per pip. That figure divided by the value of one pip for the lot type you are trading gives the number of lots to order.

The pip value is the part this page cannot fill in for you, because it depends on the pair, the quote currency and the prevailing rate. Read it off your platform rather than assuming it.

What lot size is not

It is not leverage. Leverage is the permitted maximum; the lot is what you chose.

It is not a measure of conviction. A bigger lot on a better idea only makes the loss bigger.

It is not a fixed personal setting. Conditions move, and the correct lot moves with them.

It is not margin. Margin is what the position ties up; the lot is what it risks.

When it fails

The market was quiet

A sideways, range-bound candlestick series. The headline on the chart reads: In a quiet market an oversized lot feels fine.
In a quiet market an oversized lot feels fine. Illustrative chart - not real market data.

In a quiet market an oversized lot feels fine. Inside a trading range the bars are small and the size is never tested.

The bars got bigger

Bar ranges on this site’s shared 576-bar history run from 0.17 at the tenth percentile to 1.101 at the ninetieth, a ratio of 6.5. A lot suited to one end of that is wrong at the other.

The granularity was too coarse

A small account often cannot express the correct size in the lots offered. Rounding then decides your risk, and rounding up is the expensive direction.

The stop moved, the lot did not

A trailing stop changes the distance while the position is open. Trailed by a multiple of the average true range, the median position here survived 3 bars at one range, 10 at two, 22 at three and 32 at four.

The cost was counted once

A round trip here costs 0.0098 price units, 2% of a median bar’s range and 45% of the smallest. That is per lot, every trade, win or lose.

A gap opened past the stop

A stop is an instruction, not a floor. Price can open beyond it, and the loss is then the gap multiplied by the lot.

The original data

A 72-bar window of the shared price history, cut short at the decision bar. The headline on the chart reads: Same lot, twice the volatility. Same risk?
Same lot, twice the volatility. Same risk? Illustrative chart - not real market data.

In research/broker-coverage.json, a scan of the 31,760 videos in research/search-study-corpus.jsonl, “lot size” appears in 17 titles at a median of 74,124 views across 13 channels, with a maximum of 1,351,533. “Position sizing” appears in 163 titles at a median of 1,722 across 135 channels. Ten times the supply and a fortieth of the median audience, for the same idea under two names: the beginner’s phrasing is what people search, the professional phrasing is what gets published. Neither “risk of ruin” nor “expectancy” appears in a single title.

And research/series-measurements.json, built by site/measure_series.py, sizes the part that moves. On the same history the 14-bar average true range has a median of 0.5994, a tenth percentile of 0.2823 and a ninetieth of 0.7954 — a ratio of 2.82 between quiet and active conditions. A lot sized in a quiet week is therefore about three times too large once conditions turn active. So recompute the size from current volatility before every trade: carrying yesterday’s lot into today’s market changes your risk without deciding to.

Risk per trade is the fraction that feeds this calculation, and the only number in it you choose outright.

Leverage is the ceiling the broker sets, which is why it is so often mistaken for the size to take.

And forex is where the standard, mini and micro conventions come from, along with the pip value this page deliberately leaves blank.

What I actually do

For a long time I traded the same size out of habit, and I would have told you it was discipline. It was not. It was that I had picked a number early on, it had not hurt me yet, and re-deriving it every morning felt like busywork next to finding the next setup. What changed it was noticing that on the days the market was moving fastest, my ordinary size was quietly the largest bet I had ever placed.

— Michael Whitman

This page is educational, not financial advice. Test every idea on your own charts before risking money.